What the UK Spending Review Means for Property & Commercial Finance
In June 2025, the Chancellor unveiled the UK’s first multi‑year Spending Review since 2021, with over £113 billion in public investment planned over the next three years. This could open new funding opportunities for property developers, commercial businesses, and SME owners.
Key Impacts for Property & Commercial Finance:
- Affordable Housing Boost
A commitment of £39 billion over the next decade has been set aside for social and affordable housing. This is likely to increase demand for development finance and support infrastructure in adjacent sectors. - Infrastructure & Energy Investment
Major investment in regional transport and green energy projects means opportunities for developers, contractors, and consultants with links to urban development and sustainable construction. - Support for SME Growth
While some departments face real-term cuts, targeted regional growth schemes and grants remain in place. This presents a chance for SMEs to access blended finance for expansion or acquisition. - Blended Finance Opportunities
Public investment can act as a catalyst to attract private finance. If your project supports housing, green energy, transport, or regeneration – it may be time to explore structured finance options.
How can Sterling Commercial Finance Help?
At Sterling, we help you make sense of government-backed funding and pair it with commercial solutions tailored to your needs. Whether you’re working on a development project, planning an acquisition, or just want to improve your business cash flow – we’ll help you secure the funding and structure the deal.
Contact Sterling Commercial Finance today to discuss how we can help you achieve your business goals with a tailored finance solution. Let’s take your business to new heights—together!
For more information on commercial finance, contact the Sterling Team on 0115 9849800 or email info@sterlingcommercialfinance.co.uk
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